Personal Fixed Rate Car Loan

Get personal car finance that’s tailored to you

Contact a dealer Calculate repayment
a girl inside the car looking through the window
a girl inside the car looking through the window

With a fixed interest rate that doesn't change for the life of your loan, your ideal Toyota is within reach.

Looking for loan options for your business?

With Toyota Business Fixed Rate Car Loan, getting car finance for your business is easier than ever. Purchase any type of vehicles, new or old, and customer your loan terms to suit you.

EXPLORE BUSINESS FIXED RATE

Benefits

Why choose Toyota Personal Fixed Rate Car Loan?

We know financing can be confusing, so we’re here to make things easier. Get personalised car finance that allows you to purchase any type of vehicle, new or old, and customise your loan terms to suit you.

Toyota Personalised Rate

Toyota Personalised Rate

Using smart and sophisticated
software, our dealers will
calculate an interest rate that’s
personalised for you.

Choose any Toyota

Choose any Toyota

Select the Toyota that’s right for you from our range of new and used models.

Freedom of choice

Freedom of choice

Customise your deposit amount,
your repayment term (up to 7 years)
and your repayment frequency.

Convenience

Convenience

You can incorporate on-road costs related to the purchase of your vehicle into your personal fixed rate car loan.

how it works

How getting a Fixed Rate Car Loan works

If you’ve decided that a Personal Fixed Rate Car Loan is the best option for you, getting started couldn’t be easier.

Select a Toyota

Select your preferred Toyota

New or used, purchase the car
that’s right for you.

Decide on the details

Decide on your personal loan payment details

Stay in complete control of
what and when you
pay back.

Put down a deposit

Put down a deposit
(or don’t)

A deposit can be paid upfront to reduce your loan amount.

Talk to your nearest dealer

Talk to your nearest dealer

And start the application process!

What do I need to apply?

Before applying for Car Finance there are several documents you need to have ready. Kochie helps explain each of the documents and we have a checklist you can print to make sure you have everything you need.


YOUR CHECKLIST WATCH VIDEO

calculate repayments

How getting a Fixed Rate Car Loan works

Start by choosing your car and we’ll help you calculate your estimated weekly repayments.

Fees that will apply
Dealership fees
Fees that might apply

products

Financial solutions tailored to suit every need

Toyota Personalised Repayments

Long gone are the days of one-size-fits-all fixed rate personal car loans. Using smart and sophisticated software, we will calculate an interest rate that's personalised for you.

a man walking towards a car

Used vehicle finance

With used car finance options to suit your needs, choose from a Toyota Access Loan or Toyota Fixed Rate Loan and finance your next used vehicle with ease.

car passing by

Protect your vehicle with additional Toyota Finance products

LEARN MORE

 

Frequently Asked Questions
More FAQs

 

Toyota Finance Portal

Log in or register to manage your Toyota Finance.

LOG IN OR REGISTER

Speak with a specialist


FIND A DEALER

Call 137 200

Calculate repayment


Calculate

Target Market Determination document available here

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